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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,692 | $162,812-70.7% | $133,971-64.4% | $158,966-70.0% |
| Participation rate | 61.5% | 83.2%-21.7pp | 79.8%-18.3pp | 82.0%-20.4pp |
| Annual return | 20.61% | 41.94%-21.3pp | 45.09%-24.5pp | 302.95%-282.3pp |
| Employer contribution / active EE | $1,531 | $4,976-69.2% | $3,919-60.9% | $4,762-67.8% |
| Participant deferral / active EE | $5,528 | $5,910-6.5% | $5,047+9.5% | $5,983-7.6% |
| Admin fee / account holder | $143 | $11,741-98.8% | $8,929-98.4% | $11,250-98.7% |