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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,142 | $167,503-60.5% | $151,627-56.4% | $134,493-50.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -5.92% | 7.80%-13.7pp | 3.33%-9.3pp | 418.01%-423.9pp |
| Employer contribution / active EE | $6,055 | $6,829-11.3% | $6,166-1.8% | $4,740+27.7% |
| Participant deferral / active EE | $20,082 | $8,985+123.5% | $8,363+140.1% | $6,400+213.8% |
| Admin fee / account holder | $2,879 | $13,777-79.1% | $11,612-75.2% | $11,425-74.8% |