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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,740 | $197,637+8.1% | $177,848+20.2% | $158,982+34.4% |
| Participation rate | 80.0% | 88.5%-8.5pp | 87.7%-7.7pp | 82.0%-2.0pp |
| Annual return | -9.04% | 58.77%-67.8pp | 48.33%-57.4pp | 302.99%-312.0pp |
| Employer contribution / active EE | $2,081 | $6,698-68.9% | $5,919-64.8% | $4,763-56.3% |
| Participant deferral / active EE | $7,098 | $8,405-15.5% | $7,714-8.0% | $5,983+18.6% |
| Admin fee / account holder | $37,219 | $15,406+141.6% | $12,431+199.4% | $11,252+230.8% |