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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,740 | $197,594+8.2% | $177,822+20.2% | $158,931+34.5% |
| Participation rate | 80.0% | 88.5%-8.5pp | 87.7%-7.7pp | 82.0%-2.0pp |
| Annual return | -9.04% | 58.76%-67.8pp | 48.32%-57.4pp | 302.86%-311.9pp |
| Employer contribution / active EE | $2,081 | $6,697-68.9% | $5,918-64.8% | $4,761-56.3% |
| Participant deferral / active EE | $7,098 | $8,405-15.5% | $7,714-8.0% | $5,982+18.7% |
| Admin fee / account holder | $37,219 | $15,400+141.7% | $12,428+199.5% | $11,247+230.9% |