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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,113 | $185,905-71.4% | $170,057-68.8% | $139,487-61.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 24.17% | 60.56%-36.4pp | 53.42%-29.2pp | 373.84%-349.7pp |
| Employer contribution / active EE | $2,039 | $7,597-73.2% | $6,790-70.0% | $4,755-57.1% |
| Participant deferral / active EE | $10,009 | $11,627-13.9% | $10,411-3.9% | $6,713+49.1% |
| Admin fee / account holder | $1,524 | $15,397-90.1% | $12,826-88.1% | $11,407-86.6% |