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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,105 | $91,525+30.1% | $130,026-8.4% | $75,181+58.4% |
| Participation rate | 80.0% | 71.4%+8.6pp | 78.5%+1.5pp | 67.2%+12.8pp |
| Annual return | 22.86% | -631.40%+654.3pp | -137.26%+160.1pp | 160.69%-137.8pp |
| Employer contribution / active EE | $2,178 | $2,844-23.4% | $4,321-49.6% | $2,671-18.5% |
| Participant deferral / active EE | $4,069 | $4,342-6.3% | $5,821-30.1% | $4,126-1.4% |
| Admin fee / account holder | $3,844 | $6,778-43.3% | $10,608-63.8% | $5,650-32.0% |