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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,076 | $131,835-39.3% | $108,582-26.3% | $273,972-70.8% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.6%+0.4pp | 83.0%-3.0pp |
| Annual return | 14.55% | -91.57%+106.1pp | -51.70%+66.2pp | 41.46%-26.9pp |
| Employer contribution / active EE | $2,153 | $4,913-56.2% | $3,758-42.7% | $4,869-55.8% |
| Participant deferral / active EE | $3,857 | $5,127-24.8% | $4,311-10.5% | $5,287-27.0% |
| Admin fee / account holder | $7,840 | $10,253-23.5% | $7,645+2.6% | $10,133-22.6% |