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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,355 | $81,870+7.9% | $119,622-26.1% | $68,486+29.0% |
| Participation rate | 88.0% | 71.9%+16.1pp | 79.3%+8.7pp | 67.9%+20.1pp |
| Annual return | -20.53% | -23.82%+3.3pp | -14.98%-5.6pp | -7.85%-12.7pp |
| Employer contribution / active EE | $2,284 | $2,692-15.1% | $4,232-46.0% | $2,597-12.0% |
| Participant deferral / active EE | $3,980 | $4,148-4.0% | $5,601-28.9% | $4,028-1.2% |
| Admin fee / account holder | $7,730 | $6,583+17.4% | $10,328-25.2% | $5,404+43.1% |