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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,527 | $185,312-74.4% | $161,489-70.6% | $154,746-69.3% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 15.60% | 103.84%-88.2pp | 89.72%-74.1pp | 172.34%-156.7pp |
| Employer contribution / active EE | $1,397 | $4,769-70.7% | $4,268-67.3% | $4,379-68.1% |
| Participant deferral / active EE | $1,682 | $6,350-73.5% | $5,630-70.1% | $6,730-75.0% |
| Admin fee / account holder | $1,030 | $18,654-94.5% | $16,006-93.6% | $14,365-92.8% |