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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,503,584 | $49,881+2914.3% | $80,589+1765.7% | $75,173+1900.2% |
| Participation rate | 16.0% | 55.3%-39.3pp | 67.0%-51.0pp | 67.2%-51.2pp |
| Annual return | -3.37% | 34.68%-38.1pp | 935.83%-939.2pp | 160.65%-164.0pp |
| Employer contribution / active EE | $0 | $1,698-100.0% | $2,724-100.0% | $2,670-100.0% |
| Participant deferral / active EE | $0 | $2,991-100.0% | $4,449-100.0% | $4,126-100.0% |
| Admin fee / account holder | $0 | $3,577-100.0% | $5,379-100.0% | $5,651-100.0% |