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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $811,851 | $109,411+642.0% | $89,435+807.8% | $158,982+410.7% |
| Participation rate | 18.2% | 74.3%-56.1pp | 68.0%-49.8pp | 82.0%-63.8pp |
| Annual return | 0.82% | 345.68%-344.9pp | 245.55%-244.7pp | 302.99%-302.2pp |
| Employer contribution / active EE | $6,818 | $3,173+114.9% | $2,587+163.5% | $4,763+43.2% |
| Participant deferral / active EE | $3,545 | $4,600-22.9% | $3,890-8.9% | $5,983-40.7% |
| Admin fee / account holder | $0 | $6,159-100.0% | $4,884-100.0% | $11,252-100.0% |