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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $748,715 | $104,953+613.4% | $84,637+784.6% | $152,909+389.6% |
| Participation rate | 21.1% | 74.8%-53.8pp | 68.2%-47.2pp | 82.5%-61.4pp |
| Annual return | 1.40% | 373.94%-372.5pp | 258.82%-257.4pp | 345.46%-344.1pp |
| Employer contribution / active EE | $7,789 | $3,304+135.8% | $2,653+193.6% | $4,764+63.5% |
| Participant deferral / active EE | $4,000 | $4,691-14.7% | $3,900+2.6% | $5,851-31.6% |
| Admin fee / account holder | $0 | $6,244-100.0% | $4,914-100.0% | $11,601-100.0% |