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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,095 | $176,838-66.0% | $146,685-59.0% | $167,518-64.1% |
| Participation rate | 93.8% | 83.6%+10.1pp | 80.1%+13.7pp | 82.1%+11.6pp |
| Annual return | 14.22% | 24.04%-9.8pp | 22.75%-8.5pp | 478.71%-464.5pp |
| Employer contribution / active EE | $5,469 | $5,161+6.0% | $4,137+32.2% | $4,838+13.0% |
| Participant deferral / active EE | $9,407 | $6,441+46.1% | $5,507+70.8% | $6,342+48.3% |
| Admin fee / account holder | $2,706 | $13,262-79.6% | $10,281-73.7% | $12,312-78.0% |