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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,888 | $142,392-63.6% | $119,622-56.6% | $134,532-61.4% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.3%+8.2pp | 81.2%+6.3pp |
| Annual return | -20.11% | -12.46%-7.6pp | -14.98%-5.1pp | 418.27%-438.4pp |
| Employer contribution / active EE | $7,485 | $5,224+43.3% | $4,232+76.9% | $4,741+57.9% |
| Participant deferral / active EE | $8,947 | $6,467+38.3% | $5,601+59.8% | $6,401+39.8% |
| Admin fee / account holder | $1,899 | $13,593-86.0% | $10,328-81.6% | $11,429-83.4% |