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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,766 | $135,645-67.7% | $110,243-60.3% | $135,380-67.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -7.87% | 513.24%-521.1pp | 314.76%-322.6pp | 519.81%-527.7pp |
| Employer contribution / active EE | $5,797 | $4,907+18.1% | $3,827+51.5% | $4,779+21.3% |
| Participant deferral / active EE | $6,826 | $5,507+23.9% | $4,672+46.1% | $5,609+21.7% |
| Admin fee / account holder | $429 | $11,458-96.3% | $8,548-95.0% | $10,828-96.0% |