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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,703 | $228,317+24.7% | $185,808+53.2% | $158,931+79.1% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 16.06% | 40.81%-24.8pp | 35.95%-19.9pp | 302.86%-286.8pp |
| Employer contribution / active EE | $3,115 | $4,964-37.2% | $4,086-23.7% | $4,761-34.6% |
| Participant deferral / active EE | $16,788 | $6,415+161.7% | $5,632+198.1% | $5,982+180.6% |
| Admin fee / account holder | $18,784 | $11,865+58.3% | $9,501+97.7% | $11,247+67.0% |