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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,386 | $190,916+47.4% | $160,037+75.8% | $134,545+109.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -18.26% | 552.79%-571.0pp | 408.95%-427.2pp | 418.37%-436.6pp |
| Employer contribution / active EE | $4,678 | $4,996-6.4% | $4,226+10.7% | $4,742-1.3% |
| Participant deferral / active EE | $12,964 | $6,925+87.2% | $6,184+109.6% | $6,401+102.5% |
| Admin fee / account holder | $734 | $10,497-93.0% | $8,716-91.6% | $11,431-93.6% |