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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,299 | $227,633+45.5% | $189,597+74.7% | $167,553+97.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 25.24% | 78.45%-53.2pp | 64.20%-39.0pp | 478.89%-453.6pp |
| Employer contribution / active EE | $2,999 | $5,317-43.6% | $4,412-32.0% | $4,840-38.0% |
| Participant deferral / active EE | $14,304 | $7,003+104.3% | $6,174+131.7% | $6,343+125.5% |
| Admin fee / account holder | $955 | $11,879-92.0% | $9,807-90.3% | $12,316-92.2% |