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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,868 | $99,345+129.4% | $84,753+168.9% | $273,972-16.8% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 0.15% | 22.93%-22.8pp | 22.78%-22.6pp | 41.46%-41.3pp |
| Employer contribution / active EE | $8,044 | $4,214+90.9% | $3,574+125.0% | $4,869+65.2% |
| Participant deferral / active EE | $24,000 | $4,270+462.1% | $3,712+546.6% | $5,287+353.9% |
| Admin fee / account holder | $1,851 | $6,645-72.2% | $5,333-65.3% | $10,133-81.7% |