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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,874 | $133,998+3.6% | $112,263+23.7% | $134,545+3.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.24% | 47.17%-68.4pp | 27.49%-48.7pp | 418.37%-439.6pp |
| Employer contribution / active EE | $8,862 | $4,040+119.3% | $3,636+143.7% | $4,742+86.9% |
| Participant deferral / active EE | $9,270 | $5,292+75.2% | $4,729+96.0% | $6,401+44.8% |
| Admin fee / account holder | $959 | $7,493-87.2% | $6,410-85.0% | $11,431-91.6% |