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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,563 | $124,351+150.6% | $109,188+185.3% | $167,553+85.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.75% | 26.04%-11.3pp | 25.76%-11.0pp | 478.89%-464.1pp |
| Employer contribution / active EE | $12,733 | $4,210+202.5% | $3,723+242.0% | $4,840+163.1% |
| Participant deferral / active EE | $13,409 | $5,257+155.1% | $4,654+188.1% | $6,343+111.4% |
| Admin fee / account holder | $1,895 | $7,975-76.2% | $6,755-71.9% | $12,316-84.6% |