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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $596,591 | $145,431+310.2% | $211,142+182.6% | $87,485+581.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 7.17% | 27.21%-20.0pp | 46.84%-39.7pp | 26.06%-18.9pp |
| Employer contribution / active EE | $41,618 | $4,662+792.8% | $6,442+546.0% | $2,596+1503.0% |
| Participant deferral / active EE | $28,654 | $6,859+317.8% | $9,284+208.6% | $4,274+570.5% |
| Admin fee / account holder | $25,572 | $17,052+50.0% | $19,076+34.1% | $7,775+228.9% |