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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,055 | $94,529+173.0% | $140,019+84.3% | $64,173+302.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -3.48% | 7.77%-11.2pp | 651.17%-654.6pp | 7.63%-11.1pp |
| Employer contribution / active EE | $23,488 | $3,812+516.1% | $5,605+319.0% | $2,381+886.6% |
| Participant deferral / active EE | $18,979 | $5,250+261.5% | $6,927+174.0% | $3,470+447.0% |
| Admin fee / account holder | $1,600 | $6,741-76.3% | $10,705-85.1% | $4,887-67.3% |