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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,501 | $110,083+236.6% | $151,639+144.3% | $68,486+441.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -21.06% | -10.12%-10.9pp | 3.34%-24.4pp | -7.85%-13.2pp |
| Employer contribution / active EE | $0 | $4,470-100.0% | $6,165-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $21,564 | $6,526+230.4% | $8,363+157.8% | $4,028+435.4% |
| Admin fee / account holder | $6,313 | $7,718-18.2% | $11,613-45.6% | $5,404+16.8% |