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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $549,879 | $138,385+297.4% | $184,243+198.5% | $80,925+579.5% |
| Participation rate | 95.5% | 83.9%+11.6pp | 86.8%+8.6pp | 67.7%+27.8pp |
| Annual return | 12.88% | 20.02%-7.1pp | 28.82%-15.9pp | 35.65%-22.8pp |
| Employer contribution / active EE | $28,710 | $4,851+491.9% | $6,427+346.7% | $2,756+941.6% |
| Participant deferral / active EE | $21,756 | $7,075+207.5% | $9,132+138.2% | $4,299+406.1% |
| Admin fee / account holder | $16,817 | $10,489+60.3% | $13,914+20.9% | $6,940+142.3% |