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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,411 | $150,447-85.8% | $136,298-84.3% | $147,586-85.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 10.85% | 1049.15%-1038.3pp | 5156.27%-5145.4pp | 578.59%-567.7pp |
| Employer contribution / active EE | $4,686 | $5,256-10.8% | $4,696-0.2% | $4,876-3.9% |
| Participant deferral / active EE | $11,150 | $6,631+68.2% | $6,247+78.5% | $5,439+105.0% |
| Admin fee / account holder | $14,745 | $10,906+35.2% | $9,244+59.5% | $10,886+35.5% |