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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,257 | $165,399-66.6% | $149,745-63.1% | $158,982-65.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 18.74% | 348.34%-329.6pp | 276.72%-258.0pp | 302.99%-284.2pp |
| Employer contribution / active EE | $4,363 | $5,105-14.5% | $4,646-6.1% | $4,763-8.4% |
| Participant deferral / active EE | $11,062 | $7,183+54.0% | $6,843+61.6% | $5,983+84.9% |
| Admin fee / account holder | $672 | $10,811-93.8% | $9,312-92.8% | $11,252-94.0% |