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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,300 | $138,114-49.1% | $125,391-43.9% | $134,545-47.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.64% | 750.88%-772.5pp | 572.41%-594.1pp | 418.37%-440.0pp |
| Employer contribution / active EE | $4,601 | $5,246-12.3% | $4,816-4.5% | $4,742-3.0% |
| Participant deferral / active EE | $11,463 | $7,801+46.9% | $7,448+53.9% | $6,401+79.1% |
| Admin fee / account holder | $1,075 | $11,570-90.7% | $10,009-89.3% | $11,431-90.6% |