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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,721 | $150,447-69.6% | $136,298-66.5% | $147,586-69.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.76% | 1049.15%-1030.4pp | 5156.27%-5137.5pp | 578.59%-559.8pp |
| Employer contribution / active EE | $4,463 | $5,256-15.1% | $4,696-4.9% | $4,876-8.5% |
| Participant deferral / active EE | $10,650 | $6,631+60.6% | $6,247+70.5% | $5,439+95.8% |
| Admin fee / account holder | $421 | $10,906-96.1% | $9,244-95.4% | $10,886-96.1% |