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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,150 | $176,105-21.0% | $159,474-12.7% | $167,536-16.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.95% | 331.91%-316.0pp | 263.68%-247.7pp | 478.82%-462.9pp |
| Employer contribution / active EE | $12,733 | $5,299+140.3% | $4,831+163.6% | $4,839+163.1% |
| Participant deferral / active EE | $14,483 | $7,751+86.8% | $7,353+97.0% | $6,342+128.4% |
| Admin fee / account holder | $539 | $12,559-95.7% | $10,802-95.0% | $12,315-95.6% |