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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,331 | $138,114-16.5% | $125,391-8.0% | $134,545-14.3% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -25.36% | 750.88%-776.2pp | 572.41%-597.8pp | 418.37%-443.7pp |
| Employer contribution / active EE | $12,347 | $5,246+135.4% | $4,816+156.4% | $4,742+160.4% |
| Participant deferral / active EE | $12,103 | $7,801+55.1% | $7,448+62.5% | $6,401+89.1% |
| Admin fee / account holder | $425 | $11,570-96.3% | $10,009-95.8% | $11,431-96.3% |