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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,498 | $167,353+125.6% | $143,797+162.5% | $134,545+180.6% |
| Participation rate | 95.5% | 84.8%+10.6pp | 80.3%+15.1pp | 81.2%+14.2pp |
| Annual return | -18.45% | 0.48%-18.9pp | -0.04%-18.4pp | 418.37%-436.8pp |
| Employer contribution / active EE | $31,317 | $5,620+457.2% | $4,952+532.4% | $4,742+560.5% |
| Participant deferral / active EE | $15,510 | $6,447+140.6% | $5,638+175.1% | $6,401+142.3% |
| Admin fee / account holder | $45,419 | $18,096+151.0% | $14,679+209.4% | $11,431+297.3% |