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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $475,253 | $91,167+421.3% | $178,498+166.3% | $79,858+495.1% |
| Participation rate | 92.0% | 69.2%+22.8pp | 81.9%+10.1pp | 69.6%+22.4pp |
| Annual return | 16.60% | 24.19%-7.6pp | 151.09%-134.5pp | 31.72%-15.1pp |
| Employer contribution / active EE | $28,938 | $3,255+788.9% | $5,011+477.5% | $2,471+1071.1% |
| Participant deferral / active EE | $12,767 | $3,236+294.6% | $5,202+145.4% | $3,740+241.3% |
| Admin fee / account holder | $21,129 | $6,747+213.1% | $13,985+51.1% | $5,306+298.2% |