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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,651 | $202,342+85.7% | $172,753+117.5% | $152,909+145.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.01% | 1029.88%-1007.9pp | 803.00%-781.0pp | 345.46%-323.5pp |
| Employer contribution / active EE | $31,234 | $5,857+433.2% | $5,144+507.2% | $4,764+555.7% |
| Participant deferral / active EE | $11,228 | $5,948+88.8% | $5,198+116.0% | $5,851+91.9% |
| Admin fee / account holder | $25,240 | $17,112+47.5% | $13,956+80.9% | $11,601+117.6% |