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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $572,392 | $217,432+163.3% | $185,849+208.0% | $167,536+241.7% |
| Participation rate | 87.5% | 86.1%+1.4pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 11.06% | 148.42%-137.4pp | 122.10%-111.0pp | 478.82%-467.8pp |
| Employer contribution / active EE | $28,688 | $5,875+388.3% | $5,169+455.1% | $4,839+492.8% |
| Participant deferral / active EE | $14,062 | $6,357+121.2% | $5,569+152.5% | $6,342+121.7% |
| Admin fee / account holder | $43,406 | $19,818+119.0% | $16,244+167.2% | $12,315+252.5% |