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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,109 | $106,749+113.7% | $145,433+56.8% | $82,448+176.7% |
| Participation rate | 91.2% | 75.6%+15.5pp | 82.1%+9.1pp | 68.1%+23.1pp |
| Annual return | 11.92% | 27.59%-15.7pp | 66.58%-54.7pp | 41.64%-29.7pp |
| Employer contribution / active EE | $6,285 | $3,444+82.5% | $4,554+38.0% | $2,551+146.4% |
| Participant deferral / active EE | $11,052 | $6,519+69.5% | $7,897+39.9% | $4,139+167.0% |
| Admin fee / account holder | $5,918 | $8,390-29.5% | $13,129-54.9% | $7,234-18.2% |