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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,109 | $107,421+112.4% | $182,262+25.2% | $94,015+142.6% |
| Participation rate | 91.2% | 77.8%+13.4pp | 84.2%+7.0pp | 70.8%+20.4pp |
| Annual return | 11.92% | 21.32%-9.4pp | 140.60%-128.7pp | 17.84%-5.9pp |
| Employer contribution / active EE | $6,285 | $3,448+82.3% | $5,046+24.6% | $2,790+125.3% |
| Participant deferral / active EE | $11,052 | $6,558+68.5% | $8,276+33.5% | $4,249+160.1% |
| Admin fee / account holder | $5,918 | $8,692-31.9% | $16,712-64.6% | $8,951-33.9% |