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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930 | Recordkeeping | $15,503 |
Filed as: MORGAN STANLEY GLOBAL Service code 27 1300 THAMES STREET WHARF · BALTIMORE, MD 21231 | Advisory (Plan) | $5,196 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,569 | $45,343-61.3% | $150,298-88.3% | $67,986-74.2% |
| Participation rate | 96.5% | 51.9%+44.6pp | 77.8%+18.7pp | 57.2%+39.3pp |
| Annual return | 14.02% | 33.28%-19.3pp | 62.79%-48.8pp | 31.67%-17.6pp |
| Employer contribution / active EE | $1,715 | $1,462+17.3% | $4,154-58.7% | $2,019-15.0% |
| Participant deferral / active EE | $2,177 | $2,055+5.9% | $5,453-60.1% | $3,358-35.2% |
| Admin fee / account holder | $147 | $2,250-93.5% | $14,116-99.0% | $3,203-95.4% |