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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,013 | $55,446-74.7% | $155,574-91.0% | $74,429-81.2% |
| Participation rate | 94.5% | 61.9%+32.6pp | 78.2%+16.3pp | 67.2%+27.3pp |
| Annual return | 15.95% | 269.20%-253.3pp | 64.87%-48.9pp | 1368.38%-1352.4pp |
| Employer contribution / active EE | $1,517 | $2,266-33.1% | $4,676-67.6% | $2,625-42.2% |
| Participant deferral / active EE | $1,986 | $2,836-30.0% | $5,629-64.7% | $4,348-54.3% |
| Admin fee / account holder | $714 | $1,743-59.0% | $15,914-95.5% | $1,944-63.3% |