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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,139 | $77,908-84.4% | $149,696-91.9% | $75,173-83.9% |
| Participation rate | 94.6% | 65.6%+29.0pp | 78.8%+15.8pp | 67.2%+27.4pp |
| Annual return | 23.84% | 31.73%-7.9pp | 134.46%-110.6pp | 160.72%-136.9pp |
| Employer contribution / active EE | $1,329 | $3,138-57.6% | $4,821-72.4% | $2,671-50.2% |
| Participant deferral / active EE | $1,687 | $3,411-50.5% | $5,682-70.3% | $4,126-59.1% |
| Admin fee / account holder | $939 | $5,950-84.2% | $13,212-92.9% | $5,651-83.4% |