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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,036 | $106,008-26.4% | $92,240-15.4% | $147,586-47.1% |
| Participation rate | 80.0% | 80.4%-0.4pp | 76.5%+3.5pp | 82.8%-2.8pp |
| Annual return | 16.24% | 50.05%-33.8pp | 176.29%-160.1pp | 578.59%-562.4pp |
| Employer contribution / active EE | $2,557 | $4,333-41.0% | $3,680-30.5% | $4,876-47.6% |
| Participant deferral / active EE | $3,832 | $4,478-14.4% | $3,897-1.7% | $5,439-29.5% |
| Admin fee / account holder | $31,272 | $6,333+393.8% | $5,194+502.1% | $10,886+187.3% |