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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,110 | $134,817+14.3% | $123,973+24.3% | $155,188-0.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 15.12% | 515.49%-500.4pp | 388.13%-373.0pp | 148.84%-133.7pp |
| Employer contribution / active EE | $12,718 | $4,425+187.4% | $4,126+208.3% | $4,248+199.4% |
| Participant deferral / active EE | $8,704 | $5,706+52.5% | $5,247+65.9% | $6,531+33.3% |
| Admin fee / account holder | $4,923 | $13,245-62.8% | $11,799-58.3% | $14,480-66.0% |