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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,726 | $110,379+3.0% | $102,412+11.0% | $145,884-22.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.63% | 24.84%-8.2pp | 24.94%-8.3pp | 551.85%-535.2pp |
| Employer contribution / active EE | $5,172 | $4,216+22.7% | $3,870+33.6% | $4,662+10.9% |
| Participant deferral / active EE | $7,363 | $5,622+31.0% | $5,060+45.5% | $6,690+10.1% |
| Admin fee / account holder | $613 | $9,745-93.7% | $8,388-92.7% | $13,392-95.4% |