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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,408 | $154,754-15.7% | $124,206+5.0% | $138,895-6.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 14.08% | 709.28%-695.2pp | 515.27%-501.2pp | 145.39%-131.3pp |
| Employer contribution / active EE | $621 | $4,446-86.0% | $3,540-82.4% | $4,194-85.2% |
| Participant deferral / active EE | $1,107 | $4,621-76.0% | $3,968-72.1% | $6,396-82.7% |
| Admin fee / account holder | $1,154 | $6,690-82.8% | $5,929-80.5% | $12,562-90.8% |