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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,794 | $156,927-49.8% | $121,169-35.0% | $139,456-43.5% |
| Participation rate | 87.5% | 76.4%+11.1pp | 69.5%+18.0pp | 80.3%+7.2pp |
| Annual return | 13.27% | 1475.85%-1462.6pp | 986.71%-973.4pp | 373.45%-360.2pp |
| Employer contribution / active EE | $837 | $5,542-84.9% | $4,168-79.9% | $4,753-82.4% |
| Participant deferral / active EE | $8,009 | $4,848+65.2% | $4,083+96.2% | $6,711+19.3% |
| Admin fee / account holder | $16,009 | $6,946+130.5% | $5,645+183.6% | $11,407+40.3% |