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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,134 | $169,237-33.2% | $129,339-12.5% | $145,978-22.5% |
| Participation rate | 87.5% | 76.5%+11.0pp | 69.6%+17.9pp | 80.3%+7.2pp |
| Annual return | 9.90% | 14364.43%-14354.5pp | 9437.05%-9427.1pp | 550.52%-540.6pp |
| Employer contribution / active EE | $883 | $5,540-84.1% | $4,154-78.8% | $4,662-81.1% |
| Participant deferral / active EE | $8,278 | $4,991+65.8% | $4,170+98.5% | $6,690+23.7% |
| Admin fee / account holder | $1,829 | $9,882-81.5% | $7,668-76.1% | $13,400-86.4% |