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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,577 | $162,136+23.7% | $152,301+31.7% | $154,746+29.6% |
| Participation rate | 92.3% | 84.1%+8.2pp | 82.4%+9.9pp | 80.7%+11.6pp |
| Annual return | 16.61% | 91.02%-74.4pp | 80.50%-63.9pp | 172.34%-155.7pp |
| Employer contribution / active EE | $6,334 | $4,890+29.5% | $4,624+37.0% | $4,379+44.6% |
| Participant deferral / active EE | $17,108 | $8,341+105.1% | $8,004+113.8% | $6,730+154.2% |
| Admin fee / account holder | $17,131 | $15,759+8.7% | $14,398+19.0% | $14,365+19.3% |