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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,577 | $196,972+1.8% | $182,262+10.0% | $198,609+1.0% |
| Participation rate | 92.3% | 85.7%+6.6pp | 84.2%+8.1pp | 82.4%+9.9pp |
| Annual return | 16.61% | 158.27%-141.7pp | 140.60%-124.0pp | 202.70%-186.1pp |
| Employer contribution / active EE | $6,334 | $5,364+18.1% | $5,046+25.5% | $5,055+25.3% |
| Participant deferral / active EE | $17,108 | $8,643+98.0% | $8,276+106.7% | $6,977+145.2% |
| Admin fee / account holder | $17,131 | $18,429-7.0% | $16,712+2.5% | $19,030-10.0% |