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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,747 | $166,131-38.2% | $164,975-37.7% | $145,877-29.6% |
| Participation rate | 94.4% | 82.0%+12.4pp | 78.6%+15.8pp | 80.3%+14.1pp |
| Annual return | 30.37% | 100.37%-70.0pp | 70.12%-39.8pp | 551.28%-520.9pp |
| Employer contribution / active EE | $6,392 | $5,276+21.2% | $4,343+47.2% | $4,663+37.1% |
| Participant deferral / active EE | $12,692 | $6,962+82.3% | $6,033+110.4% | $6,691+89.7% |
| Admin fee / account holder | $14,391 | $16,648-13.6% | $12,688+13.4% | $13,402+7.4% |