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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,422 | $142,409-61.8% | $119,634-54.5% | $134,545-59.6% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.3%+4.1pp | 81.2%+2.1pp |
| Annual return | -18.64% | -12.46%-6.2pp | -14.98%-3.7pp | 418.37%-437.0pp |
| Employer contribution / active EE | $6,877 | $5,224+31.6% | $4,232+62.5% | $4,742+45.0% |
| Participant deferral / active EE | $7,221 | $6,468+11.6% | $5,601+28.9% | $6,401+12.8% |
| Admin fee / account holder | $2,603 | $13,594-80.9% | $10,329-74.8% | $11,431-77.2% |