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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,812 | $154,193-56.7% | $130,045-48.6% | $139,466-52.1% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.5%+9.0pp | 80.3%+7.2pp |
| Annual return | 19.25% | 32.51%-13.3pp | -137.30%+156.6pp | 373.66%-354.4pp |
| Employer contribution / active EE | $4,468 | $5,292-15.6% | $4,321+3.4% | $4,754-6.0% |
| Participant deferral / active EE | $8,451 | $6,709+26.0% | $5,820+45.2% | $6,712+25.9% |
| Admin fee / account holder | $1,857 | $13,989-86.7% | $10,600-82.5% | $11,409-83.7% |