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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,824 | $176,786-71.8% | $146,643-66.0% | $167,536-70.3% |
| Participation rate | 91.3% | 83.6%+7.7pp | 80.1%+11.2pp | 82.1%+9.2pp |
| Annual return | 17.44% | 24.04%-6.6pp | 22.75%-5.3pp | 478.82%-461.4pp |
| Employer contribution / active EE | $0 | $5,161-100.0% | $4,137-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $7,471 | $6,440+16.0% | $5,506+35.7% | $6,342+17.8% |
| Admin fee / account holder | $1,400 | $13,262-89.4% | $10,280-86.4% | $12,315-88.6% |