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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,747 | $166,268-38.2% | $165,100-37.8% | $145,897-29.6% |
| Participation rate | 94.4% | 82.0%+12.4pp | 78.6%+15.8pp | 80.3%+14.1pp |
| Annual return | 30.37% | 100.52%-70.1pp | 70.21%-39.8pp | 552.29%-521.9pp |
| Employer contribution / active EE | $6,392 | $5,284+21.0% | $4,348+47.0% | $4,663+37.1% |
| Participant deferral / active EE | $12,692 | $6,964+82.2% | $6,035+110.3% | $6,689+89.7% |
| Admin fee / account holder | $14,391 | $16,659-13.6% | $12,696+13.4% | $13,390+7.5% |